Top Travel Credit Cards to Earn More Points & Perks
These are the cards I personally use to unlock nearly free flights, hotel stays, and exclusive travel perks.
Let me help you pick the right one for you.
Disclosure: Some links on this page are affiliate or referral links. This means I may receive compensation if you apply and get approved for a credit card. This does not affect my reviews or recommendations, which are based on personal experience and research. Please ensure a credit card is right for your financial situation before applying.
American Express
Amex Gold
Why This Card Stands Out: A top choice for food lovers with 4X points on dining and U.S. supermarkets, plus a $120 dining credit. Strong earning potential and flexible redemption make it a go-to for everyday spending.
Who It's Best For: Best for foodies and those who spend heavily on dining and groceries, maximizing rewards on everyday purchases.
Annual Fee: $325






Amex Platinum
Why This Card Stands Out: Luxury travel benefits with airport lounge access, a $200 airline fee credit, and 5X points on flights booked through Amex Travel. Additional perks include hotel elite status, Uber credits, and statement credits for select purchases.
Who It's Best For: Ideal for frequent travelers who want high-end benefits, exclusive lounge access, and luxury travel perks.
Annual Fee: $695
Delta Platinum
Why This Card Stands Out: Tailored for Delta flyers, offering free checked bags, priority boarding, and an annual companion certificate. Earns 3X miles on Delta purchases and helps with Medallion status boosts.
Who It's Best For: Best for loyal Delta customers who frequently fly and want added perks like free checked bags and Medallion status benefits.
Annual Fee: $350
Chase
Why This Card Stands Out: A top-tier travel card with 2X points on dining and travel, plus a 25% boost in value when redeemed through Chase. Offers a strong welcome bonus and flexible transfer partners.
Who It's Best For: Great for budget-conscious travelers who want strong travel rewards without a high annual fee.
Annual Fee: $95






Sapphire Reserve
Why This Card Stands Out: Premium travel rewards with 3X points on dining and travel, a $300 annual travel credit, and Priority Pass lounge access. Points are worth 50% more when redeemed through Chase Ultimate Rewards.
Who It's Best For: Best for frequent travelers who want luxury perks like lounge access, high travel credits, and flexible points redemption.
Annual Fee: $550
Freedom Unlimited
Why This Card Stands Out: Unlimited 1.5% cash back on all purchases, 3% on dining and drugstores, & 5% on travel booked through Chase.
Who It's Best For: Ideal for those who want a simple, no-annual-fee cash-back card with solid bonus categories for dining and travel.
Annual Fee: $0
United MileagePlus Explorer
Why This Card Stands Out: Designed for United Airlines travelers, offering free first checked bags, priority boarding, and 2X miles on United purchases. Travel perks include United Club passes and better award availability.
Who It's Best For: Perfect for frequent United Airlines flyers who want to save on baggage fees and get priority travel perks.
Annual Fee: $0 introductory annual fee for the first year, then $95 annually


Sapphire Preffered
Capital One
Venture X
Why This Card Stands Out: A premium travel card with unlimited 2X miles on all purchases, a $300 annual travel credit, 10x miles on travel booked through Capital One, and Priority Pass lounge access.
Who It's Best For: Great for frequent travelers who want premium benefits, lounge access, and flexible redemptions without the complexity of other high-end cards.
Annual Fee: $395


Venture One
Why This Card Stands Out: A no-annual-fee travel card with 1.25X miles on all purchases and flexible redemptions. A solid option for casual travelers.
Who It's Best For: Best for those who want a simple travel rewards card without an annual fee, offering easy redemption options.
Annual Fee: $0
Disclosure: Some links on this page are affiliate or referral links. This means I may receive compensation if you apply and get approved for a credit card. This does not affect my reviews or recommendations, which are based on personal experience and research. Please ensure a credit card is right for your financial situation before applying.


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